The problem with deciding to ask daily around 11:30 p.m. is that it limits your options. Then I spent an hour and a half waiting before I hit publish, just to make sure I was going to do it. Now it's 1 a.m. and I feel I should ask before I go to sleep, or it will all be very anticlimactic.
Fortunately, that's where my previous procrastination pays off. I signed up for a credit card a few months ago, and it claimed it has no fee. But every month, an "account security fee" has appeared.
For weeks, Mr. A and I have bounced around this privilege.
"Are you going to call and deal with this?"
"I didn't have time."
"No, I will."
"Have you called?"
"I've been busy!"
"I'll do it."
Well thank you, random impulsive noctural decision. Time to take care of business. AmEx, here I come.
image source: benjii.me